MSP cyber insurance

Cyber insurance for MSPs who sit inside client networks.

The buying problem is privileged access. A ransomware event at a client, or in your own stack, can become your claim because you patch, administer, or monitor their environment. Client MSAs will ask for cyber and technology E&O with limits that assume that access.

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Why MSP cyber is not “office cyber”

An MSP’s cyber file includes your own network and the blast radius of admin rights at clients. Underwriters ask how many clients you have, whether you hold admin access, and whether you sell a security service line. A policy written for a single SaaS company will not answer a client’s additional-insured request after their incident.

We are an independent agency. A licensed advisor reviews the file. We aim to respond within one business day. No coverage is bound until the issuing market confirms it in writing.

Have these ready

Count of active clients, and whether you have admin access
The insurance schedule from your largest MSA
Whether you offer security, backup, or SOC-style services
Engineers on the road (auto and workers compensation follow)

Today

Technology E&OA failed patch, a bad migration, or a missed monitoring alert that a client says caused their outage or loss. Your work sits inside their systems.

CyberYour breach, and the spread into client networks. Privileged access multiplies the exposure. This is the cover client contracts name first.

General liabilityInjury and property damage on client sites. You work on other people’s premises. GL is not the cyber answer, but it is still asked for.

Auto and workers compField engineers drive and work at sites. Classification and vehicle use drive premium more than a headcount slide.

As you grow

Adding a security lineSelling security changes what you are liable for. Limits and wording need a review before you market the service.

Enterprise MSALarger clients dictate the insurance schedule: limits, waivers, and sometimes specific wording. Email it after you submit. A certificate will not create wording the policy does not have.

Acquiring another MSPYou inherit clients and their tail. Run-off and reps-and-warranties questions show up in diligence.

Questions we hear

Their policy is for their loss. Your policy is for claims against you: that your access, your tool, or your advice caused or worsened the event. Client contracts often require you to show your own cyber and E&O regardless of what they buy.

No. A 15-client shop with admin rights is still an MSP to underwriters. Tell us the client count and access model. We will not pretend a one-person break-fix shop is a 200-client SOC.

No. The form is a submission, not a binder. Binding authority sits with the issuing carrier or authorized market. We aim to respond within one business day.

Related guides

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The application opens on managed service provider so we ask about clients, admin access, and the road.

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