Home
The dwelling, your belongings, liability for what happens on the property, and loss of use if you cannot live there for a while. Condo and renters forms work differently and we will say which one you are actually buying.
Personal insurance · a secondary service
Home and auto, for the people behind the business.
Most of our work is commercial. This side exists because founders, business owners, their teams, and their families often prefer one insurance relationship instead of three. Same independent agency, same licensed advisors, a much shorter application.
Why people ask us for this
The usual version: we place the cyber and Tech E&O for a company, and the founder mentions that the house renews next month and nobody has looked at the auto policy in four years. Keeping both sides with one agency means one phone number, one set of renewal dates, and an advisor who already knows the situation.
You do not have to be a commercial client. We will look at a household on its own. We are an independent agency and not a carrier, so nothing is bound until the issuing carrier confirms it in writing.
Useful to have handy
- Current home and auto declarations pages, if you have them
- Renewal dates, so we are not rushing a decision
- Drivers in the household and roughly how far they commute
- Year the roof, furnace, and wiring were last updated
- Anything unusual: a rental unit, a pool, a teen driver, a classic car
What we place
Auto
Liability, the vehicles themselves, uninsured motorists, and the coverages people usually discover only after a claim. Household drivers, commute distance, and prior incidents drive the outcome more than the car does.
Coverage descriptions are summaries. The policy form, including conditions, exclusions and endorsements, controls. Availability varies by state, property and market.
Umbrella
Renters and condo
Rental property
Valuables and collections
How it works
Tell us the basics
The short application below. Roughly a minute. You can leave the details for the follow-up conversation.
An advisor picks it up
A licensed advisor reads it, asks whatever is missing, and takes the file to personal lines markets. We aim to respond within one business day.
You see the options
Side by side, in plain language, with the tradeoffs said out loud. Nothing is bound until the issuing carrier confirms it in writing.
Personal application
What should we look at?
Pick anything that applies. This opens a file with the agency. It is not a quote, and it is separate from the commercial application.
Questions we hear
No. Most people who ask are founders, owners, or employees at companies we already work with, which is why the service exists. We will still look at a household on its own.
Neither. It is a request. Personal lines are underwritten too, against the property, the drivers, and the loss history. There is no instant bind here and no price on this page. A licensed advisor reviews the file and comes back to you.
Yes, and that is usually the reason people come here. The two files stay separate because they are underwritten by different markets, but the same advisor keeps track of both sets of renewal dates. Start with whichever is more urgent.
Only where Shield & Stallion Insurance LLC, or a licensed producer working the file, is authorized to transact. Sending this is an inquiry, not an offer to sell insurance everywhere. If we cannot place it, we will say so and may refer you. See the disclosure.
The main event is still the business