Professional services insurance

Professional services insurance for agencies, advisors, and client contracts.

The buying problem is a client claiming your advice or deliverable caused a loss. Professional liability is the usual core, with cyber if you hold client data. Forms and exclusions vary. We transact only where licensed.

Start an application IT consulting

AdviceDeliverableContractLiability

When this is the right page

Marketing, design, accounting, recruiting, and similar firms that sell judgment under a contract. If you implement software inside client systems, use the IT consulting page. If you sell a hosted product, use SaaS.

We are an independent agency. A licensed advisor reviews the file. We aim to respond within one business day. Nothing is bound until the issuing market confirms it in writing.

What we ask

Services you provide and whether you sign SOWs
Largest engagement size
Whether you hold confidential client data

Email a contract insurance exhibit after you submit if a client has one. A certificate does not amend the policy.

Today

Professional liabilityNegligence claims from advice or deliverables. You sell judgment for a fee. The form has to match the work.

CyberClient confidential data. You often hold more of it than the office policy assumed.

Business owners policyPremises, contents, and general liability when a lease is in the file.

Workers compensationRequirements vary by state, employer type, and workforce.

As you grow

Larger engagementsLimits should track your biggest contract, not your average. Clients may request additional insured and waiver language. Send us the exhibit.

Using subcontractorsYou remain responsible to the client. Their gap can become your claim.

HiringEmployment practices liability becomes a conversation as the team grows. It is a different product from professional liability.

Questions we hear

Related idea, different form. Tech E&O is written for software and technology services. A professional-liability form for a design firm may not fit an implementation shop. We will not treat them as interchangeable. We aim to respond within one business day.

No. A certificate only evidences the policy. Additional insured status has to exist in the policy or an endorsement. If the market will not provide it, we will say so.

No. Binding authority sits with the issuing carrier or authorized market. We transact only where licensed.

Related guides

Start as professional services.

The application opens on professional services.

Start an application